One fifth use telematics technology to contest insurance claims

Nearly one in five UK companies have contested an insurance claim with data generated from telematics devices, according to a survey by RAC Business.

Nearly one in five UK companies have contested an insurance claim with data generated from telematics devices, according to a survey by RAC Business.

The survey of 500 UK firms found that 18% have used telematics in this way, with almost half (47%) saying their use of the technology had led to a drop in their premiums.One fifth use telematics technology to contest insurance claims

With nearly two in five (38%) UK firms currently using telematics in their fleet systems, the RAC have said the benefits of the devices extend beyond just a reduction in premiums.

Nick Walker, MD of RAC Telematics, said: “These findings point to clear benefits for fleet managers using telematics technology.

“Speeding fines and insurance claims can be difficult to contest and often result in fines being incorrectly imposed as well as leading to damaging increases in your insurance premiums.”

“Telematics provides an immediate solution by generating data that can prove beyond doubt what actually happened during the incident.

“For example, businesses can be subject to speeding fines committed by drivers cloning their vehicle number plates, but telematics can pinpoint the location precisely, enabling the business owner to argue their vehicle could not have been involved.”

He cited a recent court case in Macclesfield, where data generated by telematics was used to disprove a fraudulent insurance claim worth £54,000.